Episode 27: Credit Cards

This fortnight we’re back talking about money and this time we’re exploring the (sometimes scary) world of credit cards. We’ve all head the horror stories of spiralling debt and creating bad financial habits associated with credit cards but in fact they can be really valuable and beneficial financial tools. We get into why credit cards can be so beneficial, how they can help you improve your credit rating (along with how to check what yours is and how you can use it) and we also share our favourite resources for learning more about the different financial products out there and some tips for creating good credit card habits. Get In Touch Drop us an email at 20sarehard@gmail.com Get your (almost) daily dose of positivity and follow @20sarehard on Instagram, or catch up with what we’ve been doing by following @charlotte.phoebe or @helenabradbury Get inspired for the new season and take a peak inside Charlotte’s wardrobe at charlottephoebe.com Keep up to date with Helli’s travels and fuel your wanderlust at helenabradbury.com Recommendations Anna Jones A Modern Cook’s Year Tiny Rebel Brewery Sibling Gin Distillery This American Life: In Defence of Ignorance The Farewell Money Saving Expert ( A new series of Martin Lewis’ Money Saving Expert has just started on ITV, you can catch up here) Clearscore Credit Checker